System (ISO8583 Interface) for processing the Tokenization and Digitalization requests between issuers/processors and Visa's VTS digital platform..

  • Quick and easy integration of Issuers / Processors who want to process Visa VTS digital products and who need to validate the Digitalization and Tokenization messages with the current authorization system.
  • This process is between the VEA and the Issuer Authorizer, capturing only Digitalization and Token Notification messages with MTI = 0620 (responding with the corresponding MTI = 0630)) and passing transparently the other messages between the VEA and the Issuer authorization system.
  • Processing of PAN / Token maintenance messages (MTI 0302/0312) when the Token Status is updated and / or the PAN Number or Expiration in the Issuer system is changed.
  • Webservice for the Token Maintenance/Life Cycle and Token Inquiry linked to a PAN from External Systems (Ex. Internet Banking (Mobile and App), Call Center, etc.).
  • As authentication method of the user's requests activation can be used 2 methods, Call Center or via VACAT message.

    • In case of a Call Center message (MTI = 0302) is sent from the new Token notification data (MTI = 0620) previously sent. In this case VTS receives the Activation Code (AC) from the user.
    • In case of a VACAT messages which is a low value authorization (0.02) includes the Activation Code (AC), if the transaction is authorized and approved by the issuer then the code is stored and sent via SMS to the user. This transaction flow doesn't has any impact to the issuer's legacy systems.
  • Webservice for integration with Mastercard MDES Customer Service platform.
  • Integration with Issuer / Processor for Card / Account Status Inquiry, PAN / Expiration Inquiry, Users details (email, phone, etc.).
  • Visa's VTS platform API.
  • PCI Compliant.
  • MDES integration